About Health Matching Account Services
Based in Houston, Texas, Health Matching Account Services® (HMAS®) is a privately managed company committed to lowering the cost of health care in the group and individual markets. With nearly a decade in business, HMAS® is the exclusive provider of health matching account products consisting of the HMA® for individuals and families and the HMRA® program for employers. Both programs are medical reimbursement programs that award increasing monthly medical matching to assist both employers and employees in bringing down their first-dollar, out-of-pocket medical costs.
HMAS® is the best value for people to help cover their out-of-pocket medical costs due to the monthly matching, ease of reimbursing medical costs, and other incentives like the Platinum HMAS® Plan discounts for medical, dental, vision, and pharmacy expenses.
HMAS®: A Leader in Health Care Affordability
The directors and founders at Health Matching Account Services® bring over 50 years of experience in the life and health services industry. They have revolutionized healthcare and are leaders in healthcare affordability. There is nothing else like HMAS® on the market. The trademarked company and patented products aim to help people enjoy life by offering an affordable solution to sustaining good health without sacrificing quality of care. The HMAS® motto has always been, since inception, “Living our purpose for you… People First… Promise for your better Health and better Life for the Greater Good of Others.”
Health Matching Account® (HMA®)
With healthcare costs continuously increasing, the Health Matching Account® is the best product individuals can purchase to protect themselves and their families against healthcare expenses not covered by expensive health insurance plans and Medicare policies. It’s a convenient way to pay for most out-of-pocket medical expenses. HMA® covers a vast majority of qualifying 213 (d) medical expenses such as medical, dental, vision care, Rx pharmacy prescriptions, and many more.
For every $1 contributed to the program monthly, HMA® provides up to $2 in medical matching or more as the program grows. The HMA® delivers individuals a product that offers more healthcare purchasing power than ever. Additionally, participants are assured that their contributions will grow, providing financial security for future medical expenses.
Individuals can access their HMA® matching to pay for qualifying medical needs with their HMA® Member ID Card with health care providers. Health Matching Account Services® works with providers to verify both the service’s eligibility and the sufficient amount of medical matching available in the HMA® program to pay for medical expenses.
Approved HMA® services according to the HMA® Member Contract include medical providers, hospitals, osteopathic physicians, dentists, orthodontists, opticians, optometrists, ophthalmologists, ground ambulance services, chiropractors, podiatrists, counseling services performed by a PhD or PsyD, Rx pharmacy prescriptions, hearing aids, laboratory/medical/dental/ophthalmic, medical and dental laboratories, prosthetic devices and many more providers.
The HMA® has 10 different monthly contribution levels to fit into any family’s budget.
In addition, unlike specific health insurance plans, the Health Matching Account®, which is not health insurance, will pay for medical services for anyone with pre-existing conditions. Moreover, HMA® customers have the same monthly contribution according to the HMA® level they have chosen, regardless of their age or health status.
Enhancement: Platinum HMAS® Plan
The Platinum HMAS® Plan is an HMA® program enhancement. It offers participants additional savings on medical, dental, vision, and Rx pharmacy prescriptions, with over 850,000 participating providers. This plan is designed to provide significant discounts across various healthcare services, further reducing out-of-pocket medical expenses for participants.
Health Matching Reimbursement Accounts® (HMRA®)
The Health Matching Reimbursement Account® (HMRA®) is an employee-owned medical reimbursement program designed to enhance Health Reimbursement Arrangement (HRA) plans by providing a monthly medical match on employer contributions. Employers make defined monthly contributions for participating employees, allocated to individual accounts that grow over time through matching funds. Employees can use their HMRA® Member ID Card to pay for eligible medical expenses, with the program covering a portion of the costs based on the accumulated matching amount. This structure allows employers to pre-fund employee medical claims, potentially achieving a 2:1 match on contributions, thereby reducing overall healthcare expenses and providing a safety net for both employers and employees.
Touted by Health Care Policy Advocate John Goodman
HMA’s powerful medical reimbursement program has been touted twice in Forbes by John Goodman, a respected and well-known healthcare policy advocate who is widely credited as one of the creators of Health Savings Accounts (HSAs). Goodman endorses the HMA® as a great cost-cutting program to help cover most medical services not covered by health insurance or Medicare.
Partnerships with Large Agencies Nationwide
HMAS® has partnered with some of the largest broker agencies across the country to promote its revolutionary HMA® and HMRA® programs for employers, individuals, and families.
Satisfied Members
The high member retention rate of Health Matching Account Services® speaks volumes about its programs and the value it delivers. Members benefit from medical reimbursements and the company’s dedication to providing excellent customer service.
